Would this be an alternative to Universal Health Care or Socialized Medicine?

I`ve suggested this before and got the same responses,. i called it pay as you go,.a href="http://answers.yahoo.com/question/index;_ylt=AmnB7xIgSJRIVhKrMj1Rowjty6IX;_ylv=3?qid=20071231164441AAUlAcj"http://answers.yahoo.com/question/index;…/a